Terms of Service

Last updated: 21 August 2026

Spend Analyser is a free, personal expense/card/loan tracker. By signing in, you agree to the points below. See the Privacy Policy for how your data is handled.

Provided as-is

This is a personal, non-commercial project offered free of charge, with no guarantee of uptime, accuracy, or fitness for any particular purpose. It is not a substitute for professional financial or accounting advice — always verify balances and figures against your actual bank/card statements.

Your data, your responsibility

Your financial data lives in your own Google Drive, not on our servers — you're responsible for keeping access to that Google account secure. We're not liable for data loss from you revoking the app's Drive access, deleting the backup file, or losing access to your Google account.

Acceptable use

Don't use the app to store data you don't have the right to store, or attempt to disrupt, reverse-engineer, or abuse the service.

Changes

These terms may change as the app evolves. Continued use after a change means you accept the updated terms.

Contact

Questions: support@spendanalyser.in